Fintech dan Bank : P2P Lending Vs Bank Lending

نویسندگان

چکیده

Tujuan dari penelitian ini adalah untuk mengetahui apakah P2P Lending dapat menggantikan atau menjadi pelengkap Bank dalam kegiatan pelayanan keuangan ke UMKM dan memberikan alternatif solusi, baik bagi maupun yang menyediakan layanan KUR. Lokasi di Kabupaten Pesawaran. Populasi seluruh ada Teknik pengambilan sampel menggunakan cluster random sampling , yaitu dengan tahap (1) Membagi Pesawaran setiap kecamatan (2) Setelah mendapatkan kecamatan, dibagi jenis usaha (3) membagi usaha, diambil secara acak. memiliki 11 Kecamatan, yakni: Kecamatan Gedong Tataan, Kedondong, Marga Punduh, Negeri Katon, Padang Cermin, Punduh Pidada, Tegineneng, Teluk Pandan, Way Lima, Khilau Ratai. 5 yaitu: kuliner, fashion ekonomi kreatif, agribisnis, lainnya . Metode digunakan metode survey wawancara sebagai instrumen utama mengumpulkan data primer sebanyak 55 Hasil menunjukkan bahwa meskipun lending KUR melayani pangsa pasar sama, namun keduanya kualitas peminjam berbeda. tidak tetapi hanya

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ژورنال

عنوان ژورنال: Ekombis sains: jurnal ekonomi, keuangan dan bisnis

سال: 2023

ISSN: ['2502-1796']

DOI: https://doi.org/10.24967/ekombis.v8i1.2029